How To Get A Real Credit Card?

People often wonder if they can get a real credit card in ways other than applying with an issuing bank or company. The truth is, credit cards can be derived from a number of ways, but not all ways provide you with valid credit cards that can be used for legitimate transactions. Learn more about this in this post.

What makes up a real credit card?

A real credit card is one that is issued by a legitimate credit card issuing company or bank. The credit card allows the holder to purchase the commodity on credit with bill payments scheduled at certain periods, usually monthly. A typical credit card has the full name, credit card number, the logo of issuing bank or company, hologram and the card network shown at the front of the card. At the back of the is usually a magnetic strip and the three-digit security code or CVV. Although on an America Express credit card, the CVV is a four-digit code.

How to get a real credit card

As mentioned earlier, a real credit card is obtained upon application and approval from a bank or CC issuing firm. You can also get credit cards online from credit card generators although these are not valid CCs and cannot be used for legitimate transactions. Card networks also issue credit card details which they give out freely to people in order to test the integrity of their networks. Superstores like Wal-Mart and Justice stores also have proprietary credit cards that can only be used to purchase items in their stores. These proprietary CCs are usually issued by a bank which also manages the bill payment by customers.

Managing a real credit card

Holders of a real credit card may be able to manage their CCs online after opening an online account and activating their credit cards. The online portal would allow them to obtain eStatements and also conveniently pay their bills whenever it is due.